Finance Gurus Privacy Policy
The Finance Gurus website, mobile apps and services (the “Services”) are operated by Finance Gurus, located at www.thefinancegurus.com. The Finance Gurus take the private nature of your information very seriously. This Policy describes how we process, use and disclose your information when you use the Services. Please read this notice very carefully.
BY VISITING THE SERVICES, YOU EXPRESSLY CONSENT TO THE PROCESSING OF YOUR INFORMATION OR ANY INFORMATION YOU UPLOAD TO THE SERVICES. IF YOU DO NOT AGREE WITH OUR POLICIES AND PRACTICES, AND/OR IF YOU DO NOT HAVE THE RIGHT TO UPLOAD THIRD PARTY INFORMATION IN ACCORDANCE WITH THIS POLICY YOUR CHOICE IS TO NOT USE THE SERVICES. YOUR INFORMATION MAY BE PROCESSED IN THE COUNTRY WHERE IT WAS COLLECTED AS WELL AS OTHER COUNTRIES (INCLUDING THE UNITED STATES) WHERE LAWS REGARDING PROCESSING OF PERSONAL INFORMATION MAY BE LESS STRINGENT THAN THE LAWS IN YOUR COUNTRY. BY UPLOADING PERSONAL INFORMATION TO THE SERVICES You warrant that you have the right to transfer such information outside your country and into the United States.
Children’s Privacy
Children under 18 are not permitted to use the Services for any reason and Finance Gurus does not collect personal information directly from any child under 18 years of age. If you upload personal information about a child under 18 years of age you expressly represent that you have received verified parental consent from the child’s parent or guardian and otherwise complied with all applicable rules related to the collection or processing of personal information from children, including without limitation, COPPA if applicable. If we learn we have collected or received personal information from or about a person under 18 without the verified consent of their parent or guardian, we will delete that information. If you believe we might have any information from a person under 18, please contact us at 567-242-8063.
The Personal Information We Collect
User Personal Information
When you register to use the Services, you may voluntarily give us certain information that can be used to contact or identify you, such as your name, email address, phone number, postal addresses, and other information related to your profession or preferences (“User Personal Information”).
Finance Gurus will use User Personal Information to provide you full access and functionality of the Services. Accordingly, User Personal Information may be used for the following purposes: (i) to provide and improve our services, features and content; (ii) to administer your use of our services and accounts; (iii) to enable users to enjoy and easily navigate the Services; (iv) to better understand your needs and interests; (v) to fulfill requests you may make; (vi) to personalize your experience; (vii) to provide you with announcements, notifications related to your use of the Services, and other communications; (viii) to protect against users seeking to hack into the Services; and (ix) to assess the level of general interest in the Services and specific information included in the Services.
Customer Data
When you upload personally identifiable data about third parties to the Services (“Customer Data”) you acknowledge and represent that you determine the purpose and means of processing Customer Data that you upload to the Services and that Finance Gurus processes Customer Data on your behalf. You retain full ownership to Customer Data, however, by using the Services you grant to Finance Gurus the full right to use any Customer Data, including data related to metrics and statistics in an anonymous and aggregated format for any reason. Finance Gurus will only process Customer Data for the reasons and purposes you specify when using the Services.
By uploading Customer Data to the Services, you expressly represent and warrant that you have the full right and authority to upload Customer Data to the Services in accordance with this policy and that any collection of Customer Data was performed in accordance with applicable laws, including without limitation, any laws applicable to the collection of Social Security Numbers, consumer credit checks or other data privacy laws. You acknowledge that you have the full responsibility as the data owner to comply with all applicable data privacy laws. You expressly represent that any information you upload is accurate and correct. You acknowledge that Finance Gurus does not verify or otherwise check the accuracy or content of Customer Data and that you are solely responsible for any damages or loss that occurs as a result of your Customer Data.
Access Information
Finance Gurus may collect non-personally-identifying information regarding your use of the Services, such as usage time, navigation preferences, etc. Finance Gurus’ purpose in collecting non-personally identifying information is to better understand how Finance Gurus’ customers use the Services. From time to time, Finance Gurus may release non-personally-identifying information and Access Information the aggregate, e.g., by publishing a report on trends in the usage of the Services.
How We Disclose Your Information
At your direction, Finance Gurus will share Customer Data with your bank partners. You expressly represent that you have the full permission to permit Finance Gurus to make those disclosures.
Finance Gurus may share information with certain third parties such as our agents, service providers and other representatives acting on our behalf. The third parties with whom we conduct business are authorized to use information only to perform the service for which they are hired. They are required to abide by the terms of our Privacy Notice including taking reasonable measures to ensure your information is secure. On occasion, we contract with trusted third-party providers who would receive information and conduct anonymized aggregate analyses of the data. Through our contractual arrangements, we require our contracting partners to maintain adequate security of information provided to them. We do not permit such third parties to sell information to other third parties.
We may disclose non-personally identifiable aggregated information about our users without restriction.
Other than to its employees, contractors and affiliated organizations or as described above, we disclose personal information only when required to do so by law, or when we believe in good faith that disclosure is reasonably necessary to protect the property or rights of Finance Gurus, third parties or the public at large. If you send us a request (for example via chat, a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users.
In addition, in some cases we may choose to buy or sell assets. In these types of transactions, user information is typically one of the business assets that is transferred. Moreover, if Finance Gurus or substantially all of its assets were acquired, or in the unlikely event that Finance Gurus goes out of business or enters bankruptcy, personal information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Finance Gurus may continue to use your information only as set forth in this policy. Otherwise, we will not rent or sell potentially personally-identifying and personally-identifying information to anyone.
We may also disclose your personal information if you expressly consent to the disclosure.
Security
Finance Gurus is concerned with safeguarding your and your customers information. We employ a variety of industry-standard measures designed to protect your information from unauthorized access.
Choice/Opt-Out
If we ever send you information by e-mail concerning new products, services or information that you did not expressly request, we will provide you with a link to unsubscribe to any and all future communications from Augment Therapy.
Links to Other Sites
The Services may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.[A1] [JS2]
Privacy Policy Changes
We reserve the right to modify this Privacy Policy from time to time without notice. Please review this Privacy Policy each time you use the Services so that you will be apprised of any changes. Your continued use of the Services subsequent to any posted changes to this Policy means you accept those changes. We will provide notice to you if these changes are material and, where required by applicable law, we will obtain your consent.
YOUR CALIFORNIA PRIVACY RIGHTS
California Civil Code Section § 1798.83 permits users of the Services that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to josh.saddler@thefinancegurus.com or write us at:
ATTN:
Customer Support
1078 Westerly Dr
Lima, Oh 45805
Contact Us
If you have any questions about this policy or our site in general, please contact us at 567-242-8063.